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If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Undergraduate Students

Graduate Students

Todos os alunos são obrigados a se inscrever no Plano de Seguro Saúde Estudantil (SHIP) da Messiah University. A taxa do seguro será debitada na conta do aluno. Caso você possua outro plano de saúde, poderá optar por não se inscrever no SHIP . 

To waive the SHIP, Messiah requires that students provide proof of coverage comparable to the coverage provided by Messiah’s SHIP. Please be advised that the waiver request will be reviewed and verified with the insurance carrier.  

Domestic Students 

1. Coverage must be active with the expectation that coverage will continue for the rest of the academic year 8/1/26 - 7/31/27. 

International Students: 

1. Coverage must be active with the expectation that coverage will continue for the rest of the academic year 8/1/26 - 7/31/27. 
2. Your alternate plan must be one of the following: 
   • ISO Care 
   • ISO Care Elite