Waiver

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Undergraduate Students

Graduate Students

All students are required to enroll in Messiah University's Student Health Insurance Plan (SHIP). The insurance fee will be charged to students' accounts. If you have alternative health insurance coverage, you may waive your enrollment in the SHIP. 

To waive the SHIP, Messiah requires that students provide proof of coverage comparable to the coverage provided by Messiah’s SHIP. Please be advised that the waiver request will be reviewed and verified with the insurance carrier.  

Domestic Students 

1. Coverage must be active with the expectation that coverage will continue for the rest of the academic year 8/1/26 - 7/31/27. 

International Students: 

1. Coverage must be active with the expectation that coverage will continue for the rest of the academic year 8/1/26 - 7/31/27. 
2. Your alternate plan must be one of the following: 
   • ISO Care 
   • ISO Care Elite